Refinance

Refinancing Your Home Loan

By refinancing you may be able to lower your monthly payment and/or reduce the time it takes to pay off your loan. Refinancing is often used to lower your interest rate. Here are some other reasons to refinance:

Lower your interest rate and reduce your monthly payment
Consolidate a first and second mortgage into one to lower overall payment
Get cash equity out of your home to obtain money for home repairs, college, payoff credit cards and other higher interest debt
Pay off higher-interest debt by using your equity to get cash
Convert your adjustable-rate mortgage to a fixed-rate mortgage

Loan Programs Available

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