Refinancing Your Home Loan
By refinancing you may be able to lower your monthly payment and/or reduce the time it takes to pay off your loan. Refinancing is often used to lower your interest rate. Here are some other reasons to refinance:
- Lower your interest rate and reduce your monthly payment
- Consolidate a first and second mortgage into one to lower overall payment
- Get cash equity out of your home to obtain money for home repairs, college, payoff credit cards and other higher interest debt
- Pay off higher-interest debt by using your equity to get cash
- Convert your adjustable-rate mortgage to a fixed-rate mortgage
Loan Programs Available
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